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Check Stud

A check stud, also known as a payment voucher or check stub, is a document that serves as a record of a payment made by a company or individual. It is typically attached to a paper check or provided electronically as part of a payment system. The check stud contains important details about the payment, including the payee’s information, payment amount, date, and purpose. This crucial document plays a vital role in maintaining accurate financial records and serves as a reference for future auditing purposes.


The purpose of a check stud is to provide a comprehensive overview of a payment transaction. It includes essential information that allows businesses and individuals to accurately track their expenses and maintain a clear audit trail. By attaching the check stud to the check or accessing it through an electronic payment system, the payee can reconcile their accounts and ensure the payment matches the invoice or statement.

The check stud typically contains the payee’s name, address, and other identifying information, such as their taxpayer identification number. This ensures that the payment is credited to the correct entity and facilitates seamless communication between the payer and payee. Additionally, the check stud includes the payment date, which aids in reconciling the transaction chronologically and helps to identify any issues or delays in processing.

Furthermore, the payment amount is a crucial component of the check stud, as it denotes the exact sum being transferred. This prevents any ambiguity or confusion regarding the payment and allows for accurate recording in the recipient’s financial records. The payment amount is typically written both numerically and in words to further minimize any misunderstandings.

Moreover, the check stud provides space for recording the purpose of the payment. This ensures that both the payer and payee have a clear understanding of the transaction’s nature and allows for easy identification when reviewing historical records. The purpose may include invoice numbers, order references, project codes, or any other relevant information that aids in organizing and categorizing payments.

In addition to the aforementioned details, the check stud may include additional information pertinent to the payment, such as discount amounts, applicable tax, or any other deductions. These supplementary details contribute to maintaining accurate financial records and provide a comprehensive overview of the payment transaction.

The check stud serves a vital role in business finance and bookkeeping. It is crucial for businesses to preserve their check studs as part of their financial records. In case of an audit or dispute, the check stud serves as evidence of the payment, ensuring transparency and accountability. Moreover, it allows businesses to track their expenses accurately, monitor cash flow, and identify any discrepancies or unauthorized transactions.

With the advent of technology, electronic payment systems have become prevalent, and the concept of a paper check stud has evolved accordingly. Electronic payment systems provide digital versions of check studs that can be accessed online or downloaded as PDF files. These electronic check studs offer the same level of detail and serve as electronic records for businesses and individuals.

In conclusion, a check stud is an essential and standardized document that accompanies a payment. Its purpose is to record the pertinent details of the transaction, such as the payee’s information, payment amount, date, and purpose. Whether in paper or electronic form, the check stud facilitates accurate bookkeeping, aids in financial record-keeping, and ensures transparency and accountability in payment transactions.